The Advanced Canada Workers Benefit (ACWB) is a type of pre-paid support for low-income working individuals, and is a part of the overall Canada Workers Benefit (CWB). Individuals and families that qualify can obtain up to 50% of their CWB (and their disability supplement, if it applies) in advance, which works to cover urgent financial requirements as opposed to waiting until tax season.
Maximum Payment Amounts For 2025
The annual maximum CWB amounts for the benefit year of 2025 are approximately:
- $1,518 for individual claimants
- $2,616 for families.
The amount of $2,739 which is often cited in headlines is likely the maximum basic CWB amount for families rather than the total ACWB advance payment.
Who Is Eligible For The ACWB?
The following requirements must be met to qualify for the ACWB:
- Be a low-income worker(s) in Canada
- File your tax return timely (by November 1) to confirm automatic eligibility.
- Satisfy income thresholds which depend on individual or family status and province.
Example:
- Singles: net income of up to a maximum of $24,975–$35,095, varying on eligibility reductions
- Families: net income thresholds range up to $28,494–$45,934
ACWB Payment Schedule For 2025
The payments for ACWB are paid in advance in three quarterly installments, as follows:
- January 10, 2025
- July 11, 2025
- October 10, 2025
This allows recipients to receive parts of their benefit for the year rather than waiting for their filing.
Avoiding Overpayment And Clawbacks
The amount of ACWB you receive is determined by your previous year’s tax return. An overpayment during advanced payments may be reconciled during a tax filing. This may lower your tax refund.
Also Read: CRA $5,000 Tax Refund 2025: Check Eligibility And Payment Details